Todd M. Ingwersen, CFP®, CIMA®, CEPA®
Founder | Chief Investment Officer | Managing Director
Savior Wealth, LLC
Todd M. Ingwersen is the Founder, Chief Investment Officer, and Managing Director of Savior Wealth, an independent Registered Investment Advisory firm dedicated to disciplined portfolio management and long-term capital stewardship.
With close to three decades in the securities industry, Todd specializes in institutional-style investment oversight for successful families, business owners, fiduciaries, and nonprofit institutions. His work centers on risk management, capital preservation, structured cash flow design, tax-aware portfolio construction, and multigenerational wealth strategy.
Prior to founding Savior Wealth in 2018, Todd spent over 23 years as a senior wealth advisor within a multi-advisor practice, where he helped design and monitor comprehensive investment strategies for high-net-worth clients. The transition to independence was driven by a desire to implement a more disciplined, fiduciary-first framework — one built on objective research, structural risk controls, and transparency.
As Chief Investment Officer, Todd designs and oversees discretionary portfolio strategies grounded in both fundamental and technical analysis. Savior Wealth’s proprietary framework — including the Market Conviction Compass — emphasizes risk-adjusted positioning rather than reactive decision-making. The firm’s approach favors structured allocation, disciplined rebalancing, and evidence-based decision processes over speculation.
Todd holds the Certified Financial Planner™ (CFP®) designation, the Certified Investment Management Analyst® (CIMA®) designation, and the Certified Exit Planning Advisor® (CEPA®) designation. He adheres to the CFP® professional code of ethics and fiduciary standards of care.
His client work frequently involves:
• Concentrated stock diversification strategies
• Liquidity-event planning for business owners
• Institutional investment policy design
• Spending-rule modeling for sudden wealth
• Tax-aware portfolio transitions
• Foundation and nonprofit investment oversight
Todd believes long-term success is less about prediction and more about disciplined execution, structural risk management, and alignment between capital and purpose.
Todd is fluent in Spanish and works with both English- and Spanish-speaking families.
He lives in Massachusetts with his wife and daughters and remains actively engaged in charitable and community initiatives.
Investment Philosophy
Todd’s philosophy centers on disciplined allocation, structured risk management, and fiduciary alignment across market cycles.
Markets reward discipline over emotion.
At Savior Wealth, portfolio decisions are driven by structured analysis — not headlines. Our process integrates:
• Strategic allocation based on long-term capital market assumptions
• Tactical risk assessment using technical and macro indicators
• Defined rebalancing rules
• Tax-aware implementation
• Continuous monitoring and structured review
The objective is not to outperform in every market environment.
The objective is to manage risk intelligently across cycles.
Who We Serve
Our work is appropriate for:
• Individuals and families with $2.5M+ in liquid investable assets
• Business owners preparing for or following a liquidity event
• Investors transitioning from self-directed portfolio management
• Foundations, nonprofits, and endowments
• Finance committees seeking structured oversight
• Institutions evaluating OCIO support
Coordinating with attorneys and tax professionals to align investment strategy with broader planning objectives, clients typically seek structured investment oversight, disciplined risk management, and long-term capital stewardship.
If you are seeking short-term trading advice or speculative positioning, our framework may not be a fit.
Frequently Asked Questions
What does Savior Wealth specialize in?
Savior Wealth Investment Philosophy provides institutional-style investment oversight, advanced financial planning integration, and disciplined risk management for families, business owners, and fiduciaries.
What makes Savior Wealth different?
We operate as an independent fiduciary and implement structured portfolio design grounded in evidence-based analysis rather than reactive market timing.
What is the Savior Market Conviction Compass?
The Market Conviction Compass is our internal research framework used to assess risk positioning and macroeconomic conditions across asset classes.
Where is Savior Wealth located?
Savior Wealth is headquartered in Wellesley, Massachusetts and serves successful families, business owners, fiduciaries, and nonprofit institutions across the United States and internationally.
How do I schedule a Private Discovery Session?
You may request a confidential Private Discovery Session through our website to evaluate alignment and discuss your investment objectives.