TERMS OF SERVICE

Savior Market Conviction Compass

Effective Date: February 2026

These Terms of Service (“Terms”) govern access to and use of the Savior Market Conviction Compass (“Compass”), including Compass Basic and Compass Pro, published by Savior Wealth (“Savior,” “we,” “us,” or “our”).

By subscribing to or accessing the Compass, you agree to these Terms.


1. Educational and Informational Purpose Only

The Compass is a market research and educational publication. All content is provided for informational and educational purposes only.

Nothing contained in the Compass constitutes:

  • Personalized investment advice

  • A recommendation to buy or sell any security

  • A solicitation to engage in any investment strategy

  • Tax, legal, or accounting advice

Subscribers should consult their own financial, tax, or legal professionals before making investment decisions.


2. No Advisory or Fiduciary Relationship

Subscription to the Compass does not create an investment advisory relationship, fiduciary relationship, or client relationship with Savior Wealth.

Investment advisory services are provided only pursuant to a separate written advisory agreement.

Subscribers to the Compass are not advisory clients unless such an agreement has been executed.


3. Investment Risk Disclosure

All investments involve risk, including the possible loss of principal.

Certain securities discussed may include:

  • Exchange-traded funds (ETFs)

  • Sector-specific instruments

  • Leveraged or inverse products

  • Fixed income securities

Leveraged and inverse products may carry amplified volatility and may not be suitable for all investors.

Past performance is not indicative of future results.

No representation or warranty is made that any strategy or security discussed will be profitable.


4. Forward-Looking Statements

The Compass may contain forward-looking statements based on current market conditions, economic data, and proprietary analysis.

Such statements are inherently uncertain and subject to change without notice.

Savior Wealth undertakes no obligation to update forward-looking views.


5. No Guarantee of Accuracy or Completeness

Information contained in the Compass is derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness.

Market conditions change rapidly, and information may become outdated.


6. Subscriber Responsibility

Subscribers are solely responsible for their own investment decisions.

Implementation of any strategy discussed is undertaken at the subscriber’s own risk.

Savior Wealth shall not be liable for any direct, indirect, incidental, or consequential losses arising from use of the Compass.


7. Limitation of Liability

To the fullest extent permitted by law, Savior Wealth and its affiliates shall not be liable for any losses, damages, or claims arising from:

  • Reliance on Compass content

  • Market movements

  • Investment decisions made by subscribers

  • Technical interruptions or service disruptions

Total liability, if any, shall not exceed the subscription fee paid for the applicable billing period.


8. Intellectual Property

All Compass content, including text, models, structure, and analysis, is the intellectual property of Savior Wealth.

Content may not be reproduced, distributed, shared, or republished without written permission.

Passwords and subscriber access may not be shared.


9. Subscription Terms

Compass Pro is billed on a recurring monthly basis unless otherwise stated.

Subscriptions may be canceled at any time. Access remains active through the end of the current billing period.

Refunds are not provided for partial billing periods.


10. Modifications

Savior Wealth reserves the right to modify these Terms at any time. Continued use of the Compass constitutes acceptance of any revised Terms.


11. Governing Law

These Terms shall be governed by the laws of the Commonwealth of Massachusetts, without regard to conflict of law principles.