BIL T-Bill / Cash Proxy Report
Short Treasury bill / cash-proxy fixed-income snapshot.
Data through 2026-07-31. Page refreshed 2026-07-31T16:42:44. Educational research only.
Savior’s Take
BIL is technically constructive, but not fully confirmed. The setup becomes more interesting if price clears resistance, holds the breakout or retest, and volume improves
At a Glance
Price data as of 2026-07-31. Page refreshed 2026-07-31T16:42:44. Returns are price/level proxy returns and may differ from official index calculations.
| Latest | 91.68 | Latest available close / level as of 2026-07-31. |
| Latest completed day | +0.03% | One trading day price move. |
| 5 trading days | +0.08% | Latest completed trading week / 5-day move. |
| Prior week | +0.07% | The five trading days before the latest week. |
| Month / 21D | +0.31% | Approximate one-month trading return. |
| Quarter to date | +0.31% | Return from the first trading day of the current quarter. |
| Prior quarter | +0.85% | Return during the prior completed calendar quarter. |
| YTD | +2.04% | Return from the first trading day of the current year. |
| Trailing 12M | n/a | Approximate one-year trailing return. |
Price Move vs. 3-Month Treasury Yield
This table shows the ETF price move beside its closest rate, yield, or spread proxy. For most bond ETFs, prices and yields often move like a seesaw.
| Period | Price / Return | Rate / Yield / Spread | Rate Move |
|---|---|---|---|
| Current |
91.68 Price / level |
3.82% 2026-07-30 |
n/a 3-Month Treasury Yield |
| Latest completed day 2026-07-30 to 2026-07-31 |
+0.03% Price return |
3.82% 2026-07-30 |
0 bps 3-Month Treasury Yield |
| 5 trading days 2026-07-24 to 2026-07-31 |
+0.08% Price return |
3.82% 2026-07-30 |
-14 bps 3-Month Treasury Yield |
| Prior week 2026-07-17 to 2026-07-24 |
+0.07% Price return |
3.96% 2026-07-24 |
+11 bps 3-Month Treasury Yield |
| Month / 21D 2026-07-01 to 2026-07-31 |
+0.31% Price return |
3.82% 2026-07-30 |
-3 bps 3-Month Treasury Yield |
| Quarter to date 2026-07-01 to 2026-07-31 |
+0.31% Price return |
3.82% 2026-07-30 |
-3 bps 3-Month Treasury Yield |
| Prior quarter 2026-04-01 to 2026-06-30 |
+0.85% Price return |
3.87% 2026-06-30 |
+17 bps 3-Month Treasury Yield |
| YTD 2026-01-02 to 2026-07-31 |
+2.04% Price return |
3.82% 2026-07-30 |
+17 bps 3-Month Treasury Yield |
| Trailing 12M |
n/a Price return |
3.82% 2026-07-30 |
n/a 3-Month Treasury Yield |
Day-by-Day Snapshot
Latest 5 Trading Days
|
Prior 5 Trading Days
|
Pattern Lab Technical Snapshot
| Pattern Score | 68.1 | |
| Watch Priority | 67.0 | |
| Pattern Read | Leadership / trend continuation watch | |
| Setup Qualifier | Constructive but still needs confirmation | |
| Support | 90.95 | |
| Resistance | 91.51 | |
| Breakdown | 90.93 | |
| Volume Read | Recent volume leans positive, but confirmation is not decisive |
Bond Prices and Interest Rates Move Like a Seesaw
Bond ETF prices and interest rates often move in opposite directions. When yields rise, existing bond prices usually fall; when yields fall, bond prices usually rise. The longer the duration, the more sensitive the ETF usually is to rate moves.
| Rate / Yield Proxy | Current | 1 Month Ago / Change | 6 Months Ago / Change | 12 Months Ago / Change |
|---|---|---|---|---|
| 3-Month Treasury Yield DGS3MO |
3.82% 2026-07-30 |
3.85% -3 bps |
3.67% +15 bps |
4.41% -59 bps |
Rate data is shown as percent. Changes are shown in basis points. Rate data may update on a different cadence than ETF prices.
BIL Pattern Lab Chart, Levels and Technical Read
Cached weekly Pattern Lab snapshot. Shows chart structure, support/resistance, trend context, Pattern Lab classification, and Savior’s Take where available.
Snapshot cached 2026-07-26T11:31:07. Educational research only; not investment advice.
Important disclosure: Educational research only. This material is not investment advice and is not a recommendation to buy or sell any security. ETF, futures, rates, credit, and currency proxies may differ from official index, yield, or portfolio calculations.