$TNX and AGG Bond Market Report
10-year Treasury yield and aggregate bond market read.
Educational research only.
Weekly Snapshot
| Asset | Latest | 1D | 5D | Prior Week | YTD |
|---|---|---|---|---|---|
| $TNX 10-Year Treasury Yield |
4.74 | +1.76% | +1.41% | +3.04% | +13.33% |
| AGG Aggregate Bonds |
97.37 | -0.26% | -0.09% | -0.75% | -0.53% |
Credit Spread Context
| High Yield OAS | 2.87 | 2026-07-29 | FRED credit spread:BAMLH0A0HYM2 |
| Investment Grade OAS | 0.81 | 2026-07-29 | FRED credit spread:BAMLC0A0CM |
| CCC High Yield OAS | 10.13 | 2026-07-29 | FRED credit spread:BAMLH0A3HYC |
CDS data source is pending unless a separate approved CDS data feed is connected. Current page uses HY/IG/CCC OAS and ETF proxies.
Mortgage, Treasury, CD and Money-Market Rate Context
This section connects market rates to rates clients actually notice: mortgage rates, Treasury yields, money-market rates, savings rates and CD rates. Treasury and mortgage data can update more frequently; FDIC national deposit-rate data is slower and typically monthly.
| Rate | Current | 1 Month Ago | 6 Months Ago | 12 Months Ago |
|---|---|---|---|---|
| 30-Year Mortgage Rate FRED / Freddie Mac |
+6.66% | +6.49% | +6.10% | +6.72% |
| 15-Year Mortgage Rate FRED / Freddie Mac |
+6.04% | +5.84% | +5.49% | +5.85% |
| 10-Year Treasury Yield FRED |
+4.68% | +4.48% | +4.26% | +4.37% |
| 2-Year Treasury Yield FRED |
+4.23% | +4.17% | +3.52% | +3.94% |
| 3-Month Treasury Yield FRED |
+3.82% | +3.85% | +3.67% | +4.41% |
| Savings National Rate FRED / FDIC |
+0.38% | +0.38% | +0.39% | +0.38% |
| Money Market National Rate FRED / FDIC |
+0.65% | +0.65% | +0.56% | +0.59% |
| 1-Month CD National Rate FRED / FDIC |
+0.23% | +0.23% | +0.23% | +0.23% |
| 3-Month CD National Rate FRED / FDIC |
+1.15% | +1.15% | +1.35% | +1.39% |
| 6-Month CD National Rate FRED / FDIC |
+1.38% | +1.38% | +1.57% | +1.52% |
| 12-Month CD National Rate FRED / FDIC |
+1.68% | +1.68% | +1.61% | +1.63% |
| 24-Month CD National Rate FRED / FDIC |
+1.56% | +1.56% | +1.41% | +1.47% |
FDIC/CD/MMKT rows may show pending until the manual monthly context file is updated or the FDIC parser is connected: C:\Savior\Compass\reports\latest\asset_evergreen\rates_people_feel_manual.json
Important disclosure: Educational research only. This is not investment advice and not a recommendation. Rates, credit spreads, futures, ETF proxies, and market data may differ from official index or portfolio results.