Savior Asset Evergreen

Bonds & Interest Rates Dashboard

Treasury yields, aggregate bonds, T-bills, intermediate Treasuries, and long-duration Treasuries.

Educational research only.

Weekly Snapshot

Asset Latest 1D 5D Prior Week YTD
$TNX
10-Year Treasury Yield
4.74 +1.76% +1.41% +3.04% +13.33%
AGG
Aggregate Bonds
97.37 -0.26% -0.09% -0.75% -0.53%
IEF
Intermediate Treasury Bonds
92.95 -0.28% -0.09% -0.86% -1.36%
BIL
1-3 Month T-Bills
91.68 +0.03% +0.08% +0.07% +2.04%
TLT
Long Treasury Bonds
82.25 -0.66% -1.20% -1.50% -3.35%
HYG
High Yield Credit
79.48 +0.01% +0.32% -0.53% +1.49%
JNK
High Yield Credit
95.68 +0.02% +0.30% -0.61% +1.70%
LQD
Investment Grade Credit
106.25 -0.15% +0.02% -1.24% -1.36%
ZROZ
Zero-Coupon Long Treasury Bonds
58.1 -1.24% -2.81% -1.94% -6.76%

Credit Spread Context

High Yield OAS 2.87 2026-07-29 | FRED credit spread:BAMLH0A0HYM2
Investment Grade OAS 0.81 2026-07-29 | FRED credit spread:BAMLC0A0CM
CCC High Yield OAS 10.13 2026-07-29 | FRED credit spread:BAMLH0A3HYC

CDS data source is pending unless a separate approved CDS data feed is connected. Current page uses HY/IG/CCC OAS and ETF proxies.

Rates People Actually Feel

Mortgage, Treasury, CD and Money-Market Rate Context

This section connects market rates to rates clients actually notice: mortgage rates, Treasury yields, money-market rates, savings rates and CD rates. Treasury and mortgage data can update more frequently; FDIC national deposit-rate data is slower and typically monthly.

Rate Current 1 Month Ago 6 Months Ago 12 Months Ago
30-Year Mortgage Rate
FRED / Freddie Mac
+6.66% +6.49% +6.10% +6.72%
15-Year Mortgage Rate
FRED / Freddie Mac
+6.04% +5.84% +5.49% +5.85%
10-Year Treasury Yield
FRED
+4.68% +4.48% +4.26% +4.37%
2-Year Treasury Yield
FRED
+4.23% +4.17% +3.52% +3.94%
3-Month Treasury Yield
FRED
+3.82% +3.85% +3.67% +4.41%
Savings National Rate
FRED / FDIC
+0.38% +0.38% +0.39% +0.38%
Money Market National Rate
FRED / FDIC
+0.65% +0.65% +0.56% +0.59%
1-Month CD National Rate
FRED / FDIC
+0.23% +0.23% +0.23% +0.23%
3-Month CD National Rate
FRED / FDIC
+1.15% +1.15% +1.35% +1.39%
6-Month CD National Rate
FRED / FDIC
+1.38% +1.38% +1.57% +1.52%
12-Month CD National Rate
FRED / FDIC
+1.68% +1.68% +1.61% +1.63%
24-Month CD National Rate
FRED / FDIC
+1.56% +1.56% +1.41% +1.47%

FDIC/CD/MMKT rows may show pending until the manual monthly context file is updated or the FDIC parser is connected: C:\Savior\Compass\reports\latest\asset_evergreen\rates_people_feel_manual.json

Important disclosure: Educational research only. This is not investment advice and not a recommendation. Rates, credit spreads, futures, ETF proxies, and market data may differ from official index or portfolio results.